One of the largest growing segments in the mortgage industry today is government lending. FHA and VA financing permits low down payments and more flexible guidelines than a conventional mortgage. At DRMC, we pride ourselves in helping borrowers who require a low down payment or have credit challenges. FHA and VA loans are not restricted to first time homebuyers – they are also available for purchase and refinance transactions.

USDA Guaranteed Rural Housing is another program that allows 100% financing. This county-based program is for low to moderate income families and is established on the HUD “Median Income” for your area.

In addition to low down payment programs, DRMC also specializes in Conventional / Conforming and Jumbo / Nonconforming financing. These products are geared towards borrowers with larger down payments and higher credit scores.